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Business Interruption Claims Lawyer in Miami


  • My business suffered extensive financially losses from the COVID-19 pandemic?
  • I was forced to shut down due to coronavirus prevention measures imposed by Florida laws?
  • I want to know if my insurance will cover my losses.
If any of the above apply to you, contacta Personal Injury Lawyer at the Perazzo Law Firm to find-out about a possible Business Interruption Claim for Compensation NOW!

Suffering financial losses as a result of the coronavirus shutdown? In Miami, the Perazzo Law Firm represents business owners when seeking to file First Party Insurance claims for compensation from business interruptions and losses. We fight for business owners in Miami-Dade and Broward seeking compensation for loss of revenue to cover overheads, wages, and eventual damages to stock levels through long term business interruption.

The spread and consequences of the COVID-19, otherwise known as the coronavirus, has businesses big and small on tenterhooks. With a nationwide quarantine in full effect, streets will be barren, shops closed, and business owners at home the economy will be dealt a devastating blow as revenue, profits, and stock are expected to crumble. Considering this very real scenario, how are independent workers and businesses expected to survive quarantine and still be expected to cover overheads such as wages and taxes? In Florida, businesses and the general population are no strangers to taking time off the streets as hurricanes have halted commercial activity in the past. However, with the uncertainty of how long business will be interrupted because of the coronavirus quarantine, financial losses will spread across every business area to include suppliers, distributors, manufacturers, merchants, and many more public and private sector workers. Though business and corporate employees will still receive their paychecks, business owners may not be able to cope with long-term economic losses from business disruptions. Liquidity issues and financial impacts will undoubtedly be felt by business as a result of the coronavirus and its impact on daily life. With business interruptions come concerns for the insured and insurance providers regarding availability, scope, coverage limits, occurrences, deductibles and retention to help businesses cope with the effects of COVID-19. Business owners and operators unfamiliar with Business Interruption Coverage and how it helps protect the insured party need to know a few basics that shed a ray of light onto its complex workings.

The Perazzo Law Firm serves Business Interruption Coverage holders when presenting an insurance claim for losses stemming from business suspension caused by the cease of business activity.

What is First-Party Business Interruption Coverage?

The Perazzo Law Firm explains First-Party Insurance in layman’s terms:

If your business is forced to shut down or cease commercial activity which greatly affects its ability to cover overheads such as utilities, wages, etc. over an extended of time, you will most certainly suffer financial losses which can impact you and your workers. Without revenue, businesses are unable to pay employees and cover basic overheads. This can lead to your business going bankrupt or fall into an endless pit of debt. If this happens as a result of an extended shutdown, which is highly likely amid the very real threat of the coronavirus, you may be eligible for compensation through a business interruption claim. A basic BI policy is described like this:

“We will receive compensation for the real loss of business income sustained due to the necessary interruption of your ‘operations’ during the period of ‘restoration.’ The interruption must be caused by or result from a covered cause of loss.”

What does Business Interruption Insurance Do for Business Owners?

In Miami, business owners big, medium and small will suffer losses from the coronavirus shutdown. Fortunately, business interruption insurance helps policy holders receive compensation for revenue losses stemming from an inevitable interruption in their commercial activity. Thus, the income the business would have earned during normal operation, as shown on official accounting records, is covered by the business owner’s First Party Insurance policy.

What do business owners need to do to file a First Party Insurance Claim?

In Miami, a First Party Insurance claim may be filed by the business owner. However, insurance providers are not desperate to provide compensation since insurance providers are in the business of receiving money not giving it to policy holders. In other words, insurance companies do not take joy in paying out and you will most likely receive a rejection letter. That said, business owners are very highly recommended to hire an experienced insurance claims attorney to fight for the compensation they deserve for losses stemming from business interruptions.
Business owners seeking to file an insurance claim for business interruption will need the following:
  • A copy of the Business Interruption or First Party Insurance policy
  • Financial reports to back-up the insurance claim for the amount requested
  • A trusted insurance claims lawyer to handle the claim and fight for just compensation
As with most insurance claims for compensation, it is very important to act quickly. In the event of business interruptions, the lifeline of the business may not be long, and it is important to act quickly and not hesitate. In Miami, the Perazzo Law Firm understands the importance addressing a First Party Insurance claim quickly and effectively by promptly preparing a legal plan to enhance the chances of a successful insurance claim for compensation to make sure your losses and any damages are covered and your business survives a shutdown.
Sadly, life as we know it will change dramatically, not only in the short term, but deep into the future as this unprecedented moment in modern history is certain to last a lifetime.

The coronavirus will undoubtedly affect your business, thus, do not hesitate to contact the Perazzo Law Firm in Miami and North Miami Beach immediately to save your business from financial ruin.

If you are a business owner suffering extreme financial loss from the coronavirus shutdown, contact the Perazzo Law Firm ONLINE for a FREE initial consultation regarding First Party Insurance.

The Perazzo Law Firm staff is fully dedicated to providing the best possible legal representation to business owners seeking compensation for losses resulting from business interruptions due to the coronavirus, natural disasters, social unrest, or any other situation which leads to lost revenue and a stop in commercial activity.

The Perazzo Law Firm offers ZERO OUT-OF-POCKET fees to business owners filing First Party Insurance Claims for Business Interruption cases which lead to lost revenues and production shutdowns.
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Client Reviews
Mr. Perazzo and his legal team are by far the best thing that could have happened to me after my accident. I felt devastated after being injured and Jonathan Perazzo brought a sense of relief to my woes. The expert legal advice and support I received from the Perazzo Law staff helped me to get on with my life as they handled all the legal matters. I am 100% satisfied. Thank you so much Jonathan and the Perazzo Law team! Henry R.
I am very happy! My accident made me very sad. Jonathan Perazzo helped me so much. He is the Best! During the whole time, I felt that Jonathan (JP) is my friend and not only my lawyer. I don't want to have another accident, but if I do, I want JP and his firm to take care of everything again. Thank you very much to all the team! Antonio P.
Jonathan Perazzo is an excellent lawyer and his team works in a such a professional way. Also, they helped me understand things about my case that I didn't understand. I am very happy with Perazzo Law and the results they got for me. There is nothing bad I can say about Perazzo Law. Jorge L.