Commercial Vehicle Accidents
In this article, Perazzo Law shares best practices and useful insight into dealing with commercial vehicle accidents in Miami.
Interstate highways such as the I-95, I-75 and Miami turnpikes, as well as rural roadways, city avenues, streets, and even alleyways are packed with all sorts of commercial vehicles of all shapes and sizes. But what exactly does ‘commercial vehicle’ mean and what kind of insurance protection do they offer motorists, pedestrians or property owners that suffer personal injury or damage in the event that a commercial vehicle is at fault for an accident?
Any vehicle used for business-related purposes is considered a commercial vehicle under Florida State Law. A registered vehicle owner that has a vehicle being used for business purposes or to provide some sort of public service must carry commercial vehicle insurance.
The vehicles listed below are examples of Commercial Vehicles:
- Delivery Trucks
- Tow Trucks
- Construction Vehicles
- Uber Eats
- Ice-Cream Truck
- Tour Bus
- Fleet Vehicles
- Moving Company Vehicles
- Private Passenger bus with seating for 15 or more.
- Boat Tour Companies
- Cruise Ship Companies and Operators
- and more...
If you were involved in an accident or suffered personal injury, property damage, loss, or even wrongful death as a result of an accident involving any of the commercial vehicles listed above, Perazzo Law urges you, a loved one, or family member to contact us ONLINE immediately for a FREE consultation.
Our personal injury staff understands the complexities of commercial vehicle insurance and how to handle accident claims for compensation from incidents involving commercial vehicles. Vehicles that are used for commercial purposes (see list above) are bound by Florida State Law to Commercial Vehicles posses a separate policy due to the higher likelihood of an accident from third party operators of commercial vehicles, as well as factors that said operators must face. Most commercial vehicles have collision coverage with an annual premium that ranges from $800-$1300 for each commercial vehicle. Commercial vehicles insurance policies will cover commercial vehicles in the event of theft, hijacking that results in injury or property damage, loss of goods, refrigerating issues, operator injuries or lost wages from an accident the commercial vehicle operator may or not be legally liable for due to its negligence. It is the obligation of the commercial vehicle's owner to make sure the commercial vehicle is safe to operate on Florida highway, Miami Turnpikes, city avenues and streets. Thus the commercial vehicles must pose no threat to other motorists, pedestrians or property owners through negligence from poor vehicle maintenance, inexperienced or negligent operators. Commercial vehicle operators must make sure their drivers or operators abide by Florida laws that limit drivers to a set number of hours of time behind the wheel. Especially operators of 18-wheelers, semi-trucks, or other commercial vehicles such as two-trucks and tour operators in Miami.
- I was crashed into by a delivery truck that was pulling out of a driveway.
- An Uber Eats driver crashed into me while I was crossing the street.
- I was cut-off by an Amazon Prime Now truck while riding my bike.
- A tractor-trailer skid out of control on the highway and crashed into my car.
- I was rear ended by a tow-truck while waiting at a traffic light.
Commercial vehicle operators, such as a delivery truck driver, may be driving in haste to meet a delivery deadline or even driving negligently due to cell phone use. This can lead to a delivery truck driver blowing a red light, making an unexpected turn or even rear-ending a motorist waiting at a traffic light. When this happens, the delivery truck driver and the registered owner can and will be held liable for injuries or damages incurred if proven to be negligent.
Drivers behind the wheel of 18-wheelers or Semi's may be drowsy after an extended time on the road, thus, the operator may nod-off, but not before losing control of the truck and causing an accident. Roadway accidents involving large commercial vehicles are quite common and devastating in terms or injury and damage to victims.
Uber and Lyft rideshare companies provide a reliable service to their users. However, Uber and Lyft accidents occur quite often as Uber or Lyft drivers may be distracted by cell phone use, in a rush to get to their next pick-up, or operating in unfamiliar territory while depending on GPS to guide them. Uber or Lyft accidents in Miami may have passengers and operators on the receiving end of an accident due to another motorist's fault or negligence. Uber and Lyft insurance providers cover Uber and Lyft accidents claims for up to $1 million in compensation for injuries, damage, loss, or even wrongful death.
If you, a family member, or loved-one has been hurt in an accident involving a commercial vehicle, the Perazzo Law Firm staff or Personal Injury Attorney urge accident victims to contact our Miami-Dade offices located in Miami and North Miami Beach ONLINE for a FREE initial consultation. Perazzo Law is dedicated to putting our client's interest first; always!