Automobile insurance serves to provide motorists with the peace of mind that they are protected financially in the event of unexpected expenses due to personal injuries or losses stemming from a motor-vehicle accident. The insurance policy itself is rarely reviewed in detail by the policy-holder and is usually take-it-or-leave-it in nature. On many occasions, motor-vehicle insurance policy-holders are unaware of what their policy does or does not cover until a motor-vehicle accident occurs. Our highly experienced Insurance Claims attorney handle Insurance Claims ranging from: death benefits on life insurance policies to routine and comprehensive medical examinations.
The Perazzo Law Firm provides full service legal representation for Insurance Claims and offers FREE CONSULTATION to review your dispute and all policies and insurance company information. Our Miami staff is ready to help protect and guarantee your legitimate rights to payment from an Insurance Claim.Our Attorney Can Help
When dealing with insurance companies and especially when seeking compensation from an Insurance Claim, we consider it best to hire professional legal representation. Our Personal Injury lawyer provide full representation to our Insurance Claims clients and we handle any and all communication and correspondence with the insurance provider to ensure that they do not violate our client´s rights.
The Perazzo Law Firm will be able to provide a precise determination of what your insurance claim is worth and we will apply all our resources to seek a fair settlement on our client´s behalf. If the insurance provider acts in bad faith when handling our client´s insurance claim, we can take the case to civil court, where our client may be able to seek the full value of the insurance claim plus damages.
Contact us now for your FREE initial consultation and learn more about Insurance Claims in Miami, Fort Lauderdale, West Palm Beach, Dade County, Hialeah, or anywhere in the State of Florida.The Insurance Claims areas we handle:
Insurance companies offer motorists many different kinds of automobile insurance policies and each one has its own unique advantages and disadvantages at the time of an accident. The Perazzo Law Firm suggests knowing what sort of coverage you have and what will it do for you in the event of a motor-vehicle accident and looking to make an Insurance Claim.
Here is a brief overview of the most common types of policies offered today by Automobile Insurance Companies.
Liability Car Insurance
Liability car insurance helps to cover financial damages to other parties when the car accident is the drivers fault. In fact, Liability Auto Insurance is a combination of two kinds of coverage: Bodily Injury (BI) and Property Damage (PD). The former covers expenses due to personal injuries from a motor-vehicle accident, and the latter is to compensate for any property damage stemming from the Car Accident.
Bodily Injury Liability Insurance
Bodily Injury Liability coverage (BI) is the most common type of auto insurance because it is mandatory in almost every US state. BI provides the policy holder with financial coverage in the event he/she is responsible for the personal injury or death of others in an accident. The insurance company covers the injured party's medical expenses, lost wages, or funeral expenses. BI also provide financial coverage of legal fees in the event the policy holder is taken to court for further legal action because of an Insurance Claim.
Property Damage Insurance
Property Damage (PD) insurance covers the damage that the policy holder causes to another individuals property in the event of a car accident.
Physical Damage Car Insurance
This insurance coverage provides policy holders with peace of mind when their vehicle suffers any kind of damage, either from an automobile accident or any kind of situation that may produce damage to the policy holder´s vehicle. Physical Damage Insurance also covers any repairs that the vehicle may need as a result of any type of accident. Physical Damage Coverage is broken down into two categories: collision and comprehensive. Collision and Comprehensive differ in that they are determined according to the extent of the damage to the policy holder´s vehicle. Contact us to learn more about the full scope of Property Damage Insurance Claims.
Car Rental Insurance
Some insurance providers offer extended coverage to include rental cars. We consider it best for policy holders to check with their insurance providers before purchasing the insurance policy car rental companies offer their customers. Contact us to immediately if you have an Insurance Claim that involves a car accident while driving a rented automobile.