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Med Pay Coverage Insurance Claims Lawyer


personal injury lawyer in miami
Best MedPay insurance claim lawyer advice includes understanding the accident. In Miami, the Perazzo Law Firm staff of car accident attorneys in Miami and North Miami Beach, strives to provide the best possible representation when filing an insurance claim for compensation following a car accident. In Miami, our car accidents attorneys handle every aspect of their client’s insurance claim and provide regular updates while aiming for full client satisfaction.

The Perazzo Law Firm offers ZERO-OUT-OF-POCKET costs to its Personal Injury clients and a FREE initial consultation to car accident victims that have suffered losses from injuries following a car accindent in Miami. If you, a friend, or relative has been in a motor vehicle accident, contact the Perazzo Law Firm in Miami-Dade ONLINE or CALL (786) LAWS-411 or 888-PERAZZO NOW!


Med Pay is an optional and additional insurance coverage to the mandatory Personal Injury Protection (PIP) and Property Damage insurance (PD). According to the Perazzo Law Firm, Med Pay is among the most valuable additional insurance coverage policies available for motorists that only carry the mandatory PIP or PD in Florida.

But how does Med Pay work and how does it benefit those that suffer bodily injury as a result of a motor vehicle accident?

Firstly, Med Pay covers 100% of the accident victim's medical expenses in line with the coverage limit, which how much you are covered for according to how much coverage purchased from the insurance provider. For example, a motorist may purchase $5000 in coverage, for which the insured or policy holder will receive $15,000 (PIP $10K - MedPay $5K) to cover the medical expenses from a motor vehicle accident.

Med Pay also covers the medical expenses for the policy holder and any passengers that suffer bodily injury regardless of fault. However, Med Pay will not cover any other losses such as property damage or lost wages. In other words, Med Pay only covers medical bills from injuries in a motor vehicle related incident.

Med Pay is of great value when a motor vehicle accident victim carries no health insurance. Thus, motorists that carry health insurance don't necessarily need to purchase Med Pay coverage, as their health insurance will most likely cover their medical expenses from any accident that leads to personal injuries.

Purchasing Med Pay is less expensive than PIP and PD coverage. However, there is a provision linked to Med Pay stipulating that the insurance provider receive payback for medical expenses if the accident victim is compensated by the negligent party, or the motorist at fault for the accident which led to bodily injury. PIP does not require payback for medical expenses or losses. This subtle difference makes PIP of greater value than Med Pay, though it does not take away from the benefits it provides to motorists or passengers that do not carry health insurance.

Though the cost of purchasing motor vehicle coverage varies according to many factors, the minimum coverage for insuring a motor vehicle in Florida with PIP and PD can range from $150 - $400 per month, though calculated annually. Med Pay coverage can range from $1.50 - $40 month depending on the coverage limit per accident incident. The minimum purchasable is $1000 with the maximum available set at $25000.

Med Pay will cover the following medical expenses:
  • Ambulance Fees
  • Hospital Treatment
  • Healthcare professional services fees
  • X-rays
  • MRI's
  • C-Scans
  • Surgery
  • Rehabilitation
  • Nursing Services
  • Dental Assistance and/or surgery
  • Funeral Expenses
If you, a friend, or relative has been injured in an accident involving a motor vehicle, in Miami, the Perazzo Law Firm recommends contacting our Miami or North Miami Beach offices ONLINE for a FREE initial consultation.

The Perazzo Law Firm provides ZERO-OUT-OF-POCKET costs to its Personal Injury clients. We don't get paid unless you Do!



Client Reviews
Mr. Perazzo and his legal team are by far the best thing that could have happened to me after my accident. I felt devastated after being injured and Jonathan Perazzo brought a sense of relief to my woes. The expert legal advice and support I received from the Perazzo Law staff helped me to get on with my life as they handled all the legal matters. I am 100% satisfied. Thank you so much Jonathan and the Perazzo Law team! Henry R.
I am very happy! My accident made me very sad. Jonathan Perazzo helped me so much. He is the Best! During the whole time, I felt that Jonathan (JP) is my friend and not only my lawyer. I don't want to have another accident, but if I do, I want JP and his firm to take care of everything again. Thank you very much to all the team! Antonio P.
Jonathan Perazzo is an excellent lawyer and his team works in a such a professional way. Also, they helped me understand things about my case that I didn't understand. I am very happy with Perazzo Law and the results they got for me. There is nothing bad I can say about Perazzo Law. Jorge L.