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PIP Insurance Claim and Personal Injury Accident Lawyer


personal injury lawyer in miamiLooking for the best car accident lawyer to present an insurance claim in Miami? The Perazzo Law Firm strives to provide the best possible legal representation when seeking compensation from a traffic accident and insurance claim. Personal Injury Protection (PIP) is a type of insurance that Miami, and all Florida motorists, are required by law to carry to help cover medical expenses and lost wages stemming from a motor vehicle accident. The minimum PIP coverage for Florida is $10,000 with a $1000 deductible.
Were you or someone you know injured in a car accident in Miami, Kendall, Doral, Key Biscayne or any other City We Serve in Miami-Dade and Broward? If so, contact the Perazzo Law Firm for the professional legal representation and let us put your best interests first!
The Miami Personal Injury Protection (PIP) Attorneys at the Perazzo Law Firm represent individuals, doctors and MRI facilities that have not been fully compensated by the insurance companies of those who have suffered Personal Injury in Car Accidents in all the Miami-Dade and Broward Cities We Serve, as well as healthcare organizations and professionals seeking payment for services rendered. Our professional Miami legal staff has a proven track-record dealing with PIP Litigation cases from accident claims and the Perazzo Law Firm strives to provide the best possible full-service legal representation to all their clients. The Perazzo Law Firm reminds Florida residents that PIP insurance is mandatory for all motorists in Florida and our car accident law firm serves to cover drivers, passengers, and any victims involved in a car accident regardless of who is found legally at fault for the accident (SEE ALSO TEN BEST INSURANCE POLICIES).

The Miami PIP attorneys at the Perazzo Law Firm make sure that patients and clients are treated properly and fairly after accidents in Miami-Dade and Broward Counties despite potential incorrect payment practices from the insurance carriers. In Miami, Perazzo Law considers it best that you contact a Personal Injury Protection attorney to handle any potential PIP issues that you or a loved one may be facing.

Our Miami and North Miami Beach Personal Injury Las offices and all our staff work arduously to provide prompt payment for all medical bills that were timely submitted by the medical professionals and we help our Miami-Dade and Broward clients receive just compensation for their injuries, property damage and losses from car accidents and insurance claims. Furthermore, we place our client's best interests at the forefront of their accident claim for compensation.

Contact our Miami or North Miami Beach law offices ONLINE or CALL 1-888-PERAZZO for your FREE initial consultation. Let us at the Perazzo Law Firm help you and loved ones move forward professionally with your PIP insurance claims in Miami.


personal injury lawyer in miami
In the event of a motor vehicle accident in Miami-Dade or Broward, drivers, passengers, and all those injured as a result, are obliged to receive financial compensation for injuries or damages incurred. Sadly, PIP is not usually enough to cover more severe injuries or damages as PIP serves to cover as much as $10,000 in compensation. An accident victim that has suffered a broken leg, for example, may require more than the full PIP amount as the medical costs to treat a broken limb may require surgical intervention, rehabilitation, and medication. The combination of the three can surpass $50,000. The Perazzo Law Firm recommends that motorists elect to carry additional insurance policies to compensate PIP in the vent injuries exceed the PIP amount of $10,000. Motorists and registered vehicle owners can choose to add uninsured and/or under-insured insurance coverage in the event that they are in an accident that involves an uninsured motorist. Furthermore, purchasing additional PIP coverage is optional by the vehicle owner. Under-insured motorist insurance helps protect the registered vehicle owner if the injuries suffered by an accident victim exceed the PIP maximum. (See Uninsured Motorist Insurance and Florida Statute #627.736)

PIP insurance is mandatory for registered vehicle owners and operators in the State of Florida. PIP insurance covers medical expenses to the motor vehicle owner, any residents with whom they live, those specifically named on the policy, and potentially passengers in the motor vehicle who were not required to carry PIP under Florida Law. This would include someone who does not have a motor vehicle or lives with a family member who owns a motor vehicle. In most cases, it may cover lost wages for much as 60% of lost wages and 80% of the medical bills. As such, it is more beneficial to cover medical bills than lost wages. Ideally, PIP in Florida is paid without regard to who is legally liable for the accident. In most cases, the insured person they visit a hospital or doctor and sign over an assignment of benefits which allows the doctor or hospital to bill and present the claim to the insurance provider themselves with no need for the insured to make or handle the claim. However, there are exceptions that may apply which allow individuals that have suffered personal injury as a result of the accident in Miami, to make their own PIP claim. A professional Personal Litigation or Insurance Claims Lawyer in Miami can provide all the right answers to any questions you or anyone concerned about PIP Insurance in a motor-vehicle accident in Miami.

How Much Will PIP Insurance Cover?

PIP will cover up to $2500 unless there is an emergency medical condition, in which case the injured party may be covered for as much as 10,000 of the costs related to injuries, lost wages. In the event a fatality due to wrongful death, PIP will cover $5000 of the funeral expenses. This is not as simple as it would seem. Medical costs to treat personal injuries after a car accident can range from a few thousand dollars to well over a million. It's worth noting that the average cost of an overnight stay at a local Florida hospital can cost as much as $60,000. In the event you, a friend, relative that has suffered injury in a car accident, PIP insurance will cover 60% of lost wages. The amount paid out by the insurance provider under PIP coverage depends on a number of factors. To get the process of filing for lost wages from PIP insurance coverage, the accident victim will have to their employer complete a Wage and Salary form. Successfully filing for lost wages from a car accident would involve a professional medical evaluation.

Filing a PIP Claim

There are strict laws and guidelines when injured parties or accident victims are faced with a PIP claim from a motor vehicle accident. First, any injuries sustained must be treated or medically verified by a licensed medical professional or facility within two weeks (14 days) of the accident. Claims presented or filed after 14 days, will be rendered invalid. An insurance provider is obliged by law to pay for medical expenses or lost wages within 30 days after the PIP claim is successfully submitted. Due to potential fraud and other suspicious behaviors, the insurance provider will investigate the PIP claim. If the insurance provider delays payment for unjustifiable reasons, the Perazzo Law Firm suggests contacting us at (786) LAWS-411 or 888-PERAZZO to pursue your PIP related compensation claim. It is also highly advisable to make sure all medical records that pertain to the treatment of the injuries sustained in the accident are kept by the medical professional for at least five years. The healthcare professional treating the driver, and/or those mentioned above, will be responsible for handling the PIP claim in order to receive payment for said treatment.

Filing a PIP Lawsuit

In Miami, the Perazzo Law Firm highlights that PIP starts off as a submission of a bill for medical services rendered by a healthcare profession or hospital, which if not paid or underpaid, could become a lawsuit on behalf of the medical provider. Accident victims seeking compensation for injuries that exceed the $10,000 PIP maximum, cannot go beyond the legitimate expenses incurred from medical costs and/or lost wages through PIP. That said and in layman's terms, an injured driver that suffers a broken arm, which can cost anywhere from $60000-$120000 according to the severity of the break, can file a lawsuit for that amount, as well as pain and suffering, damages to property, etc. If a break involves surgical intervention and the medical costs exceed the PIP benefits, the accident victim can sue the motorist at fault for the remaining balance due. The Perazzo Law Firm recommends that motorists that can afford to do so, carry Bodily Injury Liability Insurance and Uninsured motorist insurance for added financial protection in the event of severe injuries, wrongful death, and any legal fees incurred from a personal injury compensation lawsuit stemming vehicle accident.

If you, a family member, or loved one, has a PIP insurance claim in Miami to consult about. our Miami PIP litigation attorneys urge you to contact the Perazzo Law Firm Online or Call (786) LAWS-411 for a FREE initial consultation.
Our Miami and North Miami Beach Personal Injury Law offices and all our staff work arduously to provide prompt payment for all medical bills that were timely submitted by the medical professionals and we help our Miami-Dade and Broward clients receive just compensation for their injuries, property damage and losses from car accidents and insurance claims. Furthermore, we place our client's best interests at the forefront of their accident claim for compensation.

888-PERAZZO - (786) LAWS-411
Client Reviews
Mr. Perazzo and his legal team are by far the best thing that could have happened to me after my accident. I felt devastated after being injured and Jonathan Perazzo brought a sense of relief to my woes. The expert legal advice and support I received from the Perazzo Law staff helped me to get on with my life as they handled all the legal matters. I am 100% satisfied. Thank you so much Jonathan and the Perazzo Law team! Henry R.
I am very happy! My accident made me very sad. Jonathan Perazzo helped me so much. He is the Best! During the whole time, I felt that Jonathan (JP) is my friend and not only my lawyer. I don't want to have another accident, but if I do, I want JP and his firm to take care of everything again. Thank you very much to all the team! Antonio P.
Jonathan Perazzo is an excellent lawyer and his team works in a such a professional way. Also, they helped me understand things about my case that I didn't understand. I am very happy with Perazzo Law and the results they got for me. There is nothing bad I can say about Perazzo Law. Jorge L.