MIAMI PIP INSURANCE LITIGATION LAWYER
Personal Injury Protection (PIP) is a type of insurance that Miami, and all Florida motorists, are required by law to carry to help cover medical expenses and damages stemming from a motor vehicle accident. The minimum PIP coverage for Florida is $10,000.
The Miami Personal Injury Protection (PIP) Attorneys at the Perazzo Law Firm represent individuals who have suffered Personal Injury in Car Accidents in all the Miami-Dade and Broward Cities We Serve, as well as healthcare organizations and professionals seeking payment for services rendered. Our professional Miami legal staff has a proven track-record dealing with PIP Litigation cases from accident claims and Perazzo Law strives to provide the best full-service legal representation to all individuals having suffered injury or property damage from motor-vehicle accidents. Perazzo Law reminds Florida residents that PIP insurance is mandatory for all motorists in Florida and our car accident law firm serves to cover drivers, passengers, and any victims involved in a car accident regardless of who is found legally at fault for the accident. (SEE ALSO TEN BEST INSURANCE POLICIES)
The Miami PIP attorneys at the Perazzo Law Firm make sure that patients and clients are treated properly and fairly after accidents in Miami-Dade and Broward Counties despite potential incorrect payment practices from the insurance carriers. In Miami, Perazzo Law considers it best that you contact a Personal Injury Protection attorney to handle any potential PIP issues that you or a loved one may be facing.
Our Miami and North Miami Beach Personal Injury Las offices and all our staff work arduously to provide prompt payment for all medical bills that were timely submitted by the medical professionals and we help our Miami-Dade and Broward clients receive just compensation for their injuries, property damage and losses from car accidents and insurance claims. Furthermore, we place our client's best interests at the forefront of their accident claim for compensation.
Contact our Miami or North Miami Beach law offices ONLINE or CALL 1-888-PERAZZO for your FREE initial consultation. Let us at the Perazzo Law Firm help you and loved ones move forward professionally with your PIP insurance claims in Miami.
In the event of a car accident or any accident involving motor vehicles in Miami-Dade or Broward, drivers, passengers, and all those injured as a result, are obliged to receive financial compensation for injuries or damages incurred. Sadly, PIP is not usually enough to cover more severe injuries or damages as PIP serves to cover as much as $10,000 in compensation. An accident victim that has suffered a broken leg, for example, may require more than the full PIP amount as the medical costs to treat a broken limb may require surgical intervention, rehabilitation, and medication. The combination of the three can soar to more than $50,000. In the event two cars are involved in an accident, the total PIP amount will rise to $20,000, which is enough to cover one injured party and vehicle damage. Perazzo Law recommends motorists hold policies to compensate PIP. Motorists and registered vehicle owners can add uninsured and/or under-insured insurance coverage in the event that they are in an accident that involves an uninsured motorists. Under-insured motorist insurance helps protect the registered vehicle owner if the injuries suffered by an accident victim exceed the PIP maximum. (See Uninsured Motorist Insurance)
PIP insurance is mandatory for registered vehicle owners and operators in the State of Florida. PIP insurance covers medical expenses to the injured parties in the insurance policy holder´s vehicle. In some cases, it may cover lost wages, damage to property, and more. Ideally, PIP in Miami is paid without regard to who is legally liable no matter of who is responsible for the accident. In most cases, the insured driver of the vehicle presents the claim to his/her insurance company. However, there are exceptions that may apply which allow individuals that have suffered personal injury as a result of the accident in Miami, to make their own PIP claim. A professional Personal Litigation or Insurance Claims Lawyer in Miami can provide all the right answers to any questions you or anyone concerned about PIP Insurance in a motor-vehicle accident in Miami.
How Much Will PIP Insurance Cover?
PIP will cover up to $10,000 of the costs related to injuries, lost wages, or funeral expenses in the event of a wrongful death car accident. This is not as simple as it would seem. Thus, if you suffer a broken arm in a bicycle accident that takes place as a result of proven motorist negligence, PIP would cover up to $10,000 of the medical bills for an x-ray, a cast, medication, doctor fees, and hospital fees. Medical costs to treat personal injuries after a car accident can range from a few thousand dollars to as much as a million. It's worth noting that the average cost of an overnight stay at a local Florida hospital can cost as much as $60,000. In the event you, a friend, relative that has suffered injury in a car accident, PIP insurance will cover lost wages. The amount depends on a number of factors. To get the process of filing for lost wages from PIP insurance coverage, the accident victim will have to their employer complete a Wage and Salary form. Successfully filing for lost wages from a car accident would involve a professional medical evaluation.
Filing a PIP Claim
There are strict laws and guidelines when injured parties or accident victims are faced with having to file or deal with a PIP claim from a car accident. First of all, any injuries sustained must be treated or medically verified by a licensed medical professional or facility within two weeks of the accident. Claims presented or filed after two weeks, will be rendered invalid. An insurance provider is obliged by law to pay for medical expenses, lost wages, or damages within 30 days after the PIP claim is successfully filed. Due to potential fraud and other suspicious behaviors, the insurance provider will investigate the PIP claim. If the insurance provider delays payment for unjustifiable reasons, Perazzo Law suggests contacting us at 888-PERAZZO to pursue your compensation claim. It is also highly advisable to keep all medical records that pertain to the treatment of the injuries sustained in the accident.
Filing a PIP Lawsuit
In Miami, Perazzo Law highlights that accident victims that seek compensation for injuries that exceed the $10,000 PIP coverage, cannot go beyond the legitimate expenses incurred from medical costs and/or lost wages. That said and in layman's terms, an injured passenger that suffers a broken arm, which can cost anywhere from $2000-$5000 according to the severity of the break, can only file a lawsuit for that amount. If a break involves surgical intervention and the medical costs rise to $20,000, the accident victim can sue the motorist at fault for the remaining $10,000 through a lawsuit against the defendant's insurance provider. Perazzo Law recommends that motorists that can afford so, carry Bodily Injury Liability Insurance in the event of severe injuries, wrongful death, and any legal fees incurred from a personal injury compensation lawsuit.
If you, a family member, or loved one, has a PIP insurance claim in Miami to consult about. our Miami PIP litigation attorneys urge you to contact the Perazzo Law Firm Online or Call (786) LAWS-411 for a FREE initial consultation.