Rental Car Accident Lawyer
Injured in a rented car? In Miami, the Perazzo Law Firm serves accident claims by clients that suffered personal injury, property damage, loss, or even wrongful death as a result of an accident involving Rented Vehicles in Miami-Dade and Broward. Perazzo Law understands that there are guidelines and laws that govern rented vehicles in Florida and the results of a rented vehicle causing an accident. Though most car rental clients decline the supplemental insurance offered by car rental agencies, this does not mean you are not insured in the event of an accident while operating a rented vehicle in Florida. Though most people doubt they will crash a rented vehicle, accidents do happen. Car rental agency clients may most often consists of tourists, out of towners, or locals. The latter is less likely to be involved in an accident while operating a rented vehicle. The former are more likely to be involved in an accident while operating a rented car, truck, SUV, because the terrain is new and most often enough, tourists get lost while driving a rented vehicle or are distracted by the new landscapes and uncharted roadways.
The Perazzo Law Firm staff of Car Rental Accident Claims knows all too well that insurance coverage takes center stage following an accident involving a rented vehicle. Personal injuries, property damage, and loss must be compensated for by the negligent party. Thus, if the operator of a rented vehicle is found legally liable for the accident and its aftermaths, his/her insurance coverage must answer for any if not all claims for compensation if no insurance was purchased from the car rental agency. Car rental insurance can become bewildering to understand after an accident occurs, which may include the car renter to be involved in an accident that results in the rented car being totalled, or causing wrongful death to the accident victim or victims. In some cases, the car renter may not be entirely at fault. Car rental agencies must provide car rental clients with vehicles that are properly equipped and safe to operate on Florida highways and Miami streets. Thus, car rental agencies must verify that the rented vehicles brakes, lights, airbags, wipers, heating, etc, works properly before a clients takes to the wheel.
The Perazzo Law Firm's Miami and North Miami Beach legal staff handling Rented Car accidents suggests car rental clients to never waiver the insurance policy offered to them by the car rental agency. The driver of the rented car, if legally liable for negligence while operating the rented vehicle, must rely on his/her own insurance coverage and insurance provider to cover for any injuries or property damage to not only the car rental company, but to the victims of the accident as well. Most often enough, the car rental client's insurance may not be enough to cover serious personal injury or excessive property damage or even wrongful death. This may lead to a legal battle against the negligent driver's own insurance company. This legal battle is one that most car rental clients that are found negligent for an accident lose in court. Car rental agencies have attorneys, we recommend that car rental drivers involved in accidents contact the Perazzo Law Firm immediately after an accident involving a rented car.
Perazzo Law Shares Best Advice for Renting a Car in Miami
Firstly, Perazzo Law suggests reading the vehicle rental contract very carefully and in its entirety. If the contracts states that the renter is responsible for any and all damages to the rented vehicle, Perazzo Law suggests the renter check that the vehicle is in proper condition and that there are no evident signs of interior or exterior damage. If so, photos should be taken of said damage and the matter must be addressed to the car rental agency official before signing a legal and binding contract with the car rental agency. In the event of doubts or concerns regarding the insurance contract offered by the car rental agency, the renter should contact his/her insurance provider to address said doubts. A registered vehicle owner that rents a vehicle may be able to have his/her own vehicle insurance provider offer coverage for rented vehicle. Many credit card companies offer car rental insurance to cover injury or damage claims regardless of fault. However, some credit card companies only offer secondary coverage for partial compensation for injury or damage that surpass the coverage limit on the policy. Doubts and concerns regarding credit card rental insurance should be addressed before signing car rental agreements and rejecting the car rental agency's insurance proposal. Perazzo Law suggests contacting your credit card company before relying on the credit card company to cover for damages or loss in the event of an accident caused by the car renter. All this holds true and is applicable if the credit car holder uses the credit card to rent the car. In the event the rented vehicle accident that does not hold the car renter liable for injury, damage, or loss, the driver responsible for the accident will be liable for injury, damage, loss, etc., through his/her insurance provider. In this case, the car renter must report the situation to the car rental agency immediately and contact the authorities for an official report of the accident. In any event, the rented vehicle driver should contact one of our insurance claims attorneys to find out more about due diligence following an accident involving a rented vehicle.
Perazzo Law's Experience regarding Existing Insurance Coverage for Rented Vehicles
- An accident may be covered by the renter's own insurance policy. A PIP policy holder may find it difficult to cover injuries and damage if found at fault.
- An accident may be covered by the renter's credit card company. However, it is not written in stone. Perazzo Law recommends checking with the credit card issuer when renting a vehicle.
- An accident may be covered by the rental car insurance provider, which according to Florida Law, must carry PIP insurance on all its rented vehicles.
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